Are You Covered?
Health, Medicare and Life Insurance.

Whether you are a small business owner, an individual or provide for your family, your health and well-being are of utmost importance.

Small Business Health

Affordable, attainable, and fully insured health insurance options for tiny businesses.

Individual Health

Fully insured health insurance available to individuals and families on or off the exchange/marketplace.

Short-term Medical

The most affordable health insurance option available.  Designed to provide catastrophic coverage when in-between jobs or completing a waiting period before your new insurance goes into effect.

Dental & Vision

Available to individuals, families, and tiny business owners.  Coverage provided for preventive care, basic and major services such as crowns and dentures.

Life & Disability

Death and/or a disability is never planned.  Review your options to keep your family from financial ruin.  There are many options that require minimum underwriting and will leave you feeling relieved knowing that your family will be taken care of.


Understanding Medicare and its options can help individuals make informed decisions about their healthcare coverage.

Virtual Administration Services

Clerical Concepts specializes in providing an affordable alternative option to hiring administrative employees to take on the essential, but time-consuming tasks that most small businesses and entrepreneurs face.

We work hard to free up your time, relieve stress, and simplify your life by keeping you organized and helping you solve business problems. Landscape Designers, Insurance Agents/Agencies, Photographers, and Attorneys are just a few of the clients who have benefited from hiring a Virtual Administrator.

Our Customers

“I recommend Tamara Chhay’s payroll services. She was quick to learn my business system and take over responsibility for ensuring that everything was done correctly. On a personal level, she is prompt, personable and trustworthy. Tamara was willing to make suggestions and implement processes that benefitted my business.”

Jim P.
Owner of Austin Troubleshooter

“I was lucky to work with Tamara in the past as a consultant for my bookkeeping business. She was able to help me manage a few of my clients using Quickbooks desktop software. Tamara is very reliable and conscientious, always asking excellent questions and having great intuition. She is a very organized and detail oriented person, which is so important in bookkeeping work. I would definitely recommend her to anyone needing additional help with their small business.”

Barbara C.

“I honestly don’t know how (or why) I ran my small business for so long without Tamara’s help. Not only is she patient and knowledgeable, she genuinely has your best interest at heart. I have so appreciated her responsiveness, as well as the proactive approach she takes. She made sure nothing snuck up on me at the end of the year and took the time to answer
a flurry of questions I had even at the height of her busy season. Trust me. If you’re looking to save time and make your business better – call Tamara!”

Amy H.
Freelance Copywriter & Grant Writer

We look forward to serving you.

Interested in hearing more or have a question?

Contact us today

Which services are you interested in?